Nine years of insurance.One way of doing it — honestly.
Tanya Michel is an independent insurance broker who helps business owners, incorporated professionals, and high-net-worth families across Alberta, British Columbia, and Ontario use insurance the way it was meant to be used — to grow, protect, and transfer wealth with intention.
Advice built the slow, honest way.
Tanya Michel has spent nine years in the insurance industry — including the past six serving clients independently. That distinction matters. Independence means her recommendations answer to one thing only: whether a strategy genuinely serves the person sitting across from her.
Her practice is focused where insurance does its most meaningful work: permanent life insurance solutions, corporate planning, and estate strategies. She specializes in helping high-net-worth individuals and business owners implement tax-efficient insurance strategies to grow, protect, and transfer wealth — strategies like corporate-owned life insurance and Capital Dividend Account planning that can help more of what you've built reach the people you built it for.
That education-first conviction shapes everything — from how she runs a first consultation to how she coordinates with your accountant, lawyer, and advisory team. Insurance touches your tax plan, your corporate structure, and your estate; Tanya's job is to make sure it strengthens all three.
Three principles behind every recommendation.
Education First
Tanya believes no client should ever sign something they don't fully understand. Every strategy is explained in plain language — how it works, what it costs, what it protects, and what the alternatives are — before any decision is made.
Independent Advice
As an independent broker, Tanya isn't tied to any single insurance company. She works across Canada's leading insurers to match each client with the policy structure that genuinely fits their goals — not a product quota.
Collaborative Planning
Insurance never lives in a vacuum. Tanya works directly with your accountant, lawyer, and financial advisors so your coverage integrates with your corporate structure, tax plan, and estate — instead of complicating them.
From industry insider to independent advocate.
Entering the industry
Tanya began her insurance career learning the industry from the inside — underwriting realities, policy mechanics, and what actually happens at claim time. That foundation still shapes how honestly she explains products today.
Going independent
She launched her independent practice so her advice could answer to clients, not a head office. Since then, her work has centred on permanent life insurance, corporate planning, and estate strategies for owners and families with meaningful wealth to protect.
Serving three provinces
From her base in Grande Prairie, Alberta, Tanya now serves business owners, incorporated professionals, and high-net-worth families across Alberta, British Columbia, and Ontario.
Certified Executive Advisor (CEA)
Tanya is pursuing her Certified Executive Advisor designation to deepen her expertise in succession and legacy planning — the questions that matter most to the families and founders she serves.
Licensed and regulated in three provinces.
Insurance advice is a regulated profession — and it should be. Tanya maintains licensing with the provincial regulator in every province she serves.
Alberta
British Columbia
Ontario
Insurance products discussed on this website are issued by licensed Canadian life insurance companies and are subject to the terms, conditions, and exclusions of each policy contract. Strategies involving taxation — including corporate-owned life insurance and the Capital Dividend Account — depend on your personal circumstances and current legislation, and should always be reviewed with your accountant or tax professional.
Grounded in Grande Prairie, at home outdoors.
When she's not working with clients, Tanya is usually outside — riding her horses, exploring northern Alberta, and spending time with her family. It's a fitting counterpart to her work: legacy planning is, at its heart, about the people and the life you're protecting.
Local roots. Three-province reach.
Based in Grande Prairie, Tanya works with clients across Alberta — including Edmonton, Calgary, Red Deer, Lethbridge, Fort McMurray, and Medicine Hat — as well as families and business owners throughout British Columbia, from Vancouver, Victoria, and Surrey to Kelowna, Kamloops, and Prince George, and across Ontario, including Toronto, Ottawa, Mississauga, Hamilton, London, and Kitchener-Waterloo. Consultations are available virtually, so distance never gets between you and clear advice.
Get to know Tanya in one conversation.
No pressure, no jargon, no obligation — just a clear explanation of your options and an honest opinion about whether she can help.