Alberta's independent brokerfor serious insurance strategy.
Based in Grande Prairie and licensed across the province, Tanya Michel brings big-firm strategy — corporate structures, estate funding, tax-efficient design — with the straight talk Alberta actually prefers.
Advice that understands how Alberta builds wealth.
Alberta wealth has a particular shape: incorporated operators and contractors, professionals with busy corporations, farm and ranch land carrying generations of gains, and family businesses built through more than one boom and bust. Insurance planning here has to speak that language — corporate dollars, succession pressure, land-rich estates — not a generic national script.
Tanya has spent nine years in the industry, the last six as an independent broker, working with exactly these clients. Her practice concentrates on permanent life insurance, corporate-owned structures, Capital Dividend Account strategies, and estate funding — the tools that matter most where businesses and land anchor the balance sheet.
Home base is Grande Prairie, and the whole province is in reach: consultations run virtually or by phone across Alberta, with the same depth of preparation whether you're across town or in Medicine Hat. Your accountant and lawyer are welcome on every call — Alberta plans work best when the whole team builds them together.
Every corner of the province.
The full strategy shelf, delivered provincially.
Permanent & whole life
Lifetime coverage and cash value design for families, farms, and corporations.
Corporate-owned insurance
Premium funding with corporate dollars for Alberta's incorporated operators and professionals.
CDA strategies
Capital Dividend Account planning that moves corporate wealth to families tax-efficiently, subject to CRA rules.
Estate & farm transition
Liquidity for the deemed disposition on land, equipment, and shares — so the operation stays whole.
Critical illness coverage
Lump-sum living benefits for owners and families whose income depends on showing up.
Succession funding
Buy-sell and family-transition funding for businesses planning the handoff.
From energy services in Grande Prairie to professional corporations in Calgary and century farms near Camrose — the strategies flex to the balance sheet in front of them.
Local roots, provincial reach.
She's from here
Grande Prairie based, horse-country grounded, and fluent in how northern Alberta actually earns — energy, trades, agriculture, and the corporations built around them.
Independent, and it matters
No single insurer's shelf, no quota to serve — Tanya compares Canada's major carriers and recommends what wins in your numbers, including when the answer is simple term.
Built with your advisors
Alberta strategies live at the intersection of tax, law, and insurance. Tanya designs alongside your accountant and lawyer so implementation is fast and defensible.
Working with Tanya in Alberta, answered plainly.
Do I need to be in Grande Prairie to work with Tanya?+
Who regulates insurance brokers in Alberta?+
Can Tanya work with farm and ranch estates?+
What does a first consultation look like?+
Related pages worth a look.
Alberta-built advice for what you've built in Alberta.
Book a no-obligation consultation — virtual anywhere in the province, with your accountant welcome on the call.